TakeHome Pro
🇪🇸 Freelance Tax in Spain (2026)
Working as an autónomo on Upwork, Fiverr or with direct clients from Spain? Here is exactly how IRPF, the social security quota and platform fees shrink your invoice — and what actually lands in your account.
Calculate my Spanish take-home pay →How much tax do autónomos pay in Spain?
As an autónomo you pay IRPF income tax on a progressive scale — roughly 19% at the bottom up to 47% at the top, with rates varying by autonomous community.
On top, you pay a monthly social security quota (cuota de autónomos), which since the 2023 reform is based on your real net income — roughly €230 to €500+ per month as you earn more, with a reduced tarifa plana in your first months.
- Most services carry 21% IVA (VAT), charged and filed quarterly.
- Deductible business expenses reduce the income you pay IRPF on.
A freelancer earning €60,000 faces an effective burden of around 30% once IRPF and contributions are combined. TakeHome Pro uses a 30% effective rate for Spain.
Example: €60,000 on Upwork from Spain
| Gross income | €60,000 |
| Upwork fee (10%) | −€6,000 |
| IRPF + contributions (≈30% blended) | −€16,200 |
| Your take-home | €37,800 / yr |
≈ €3,150 per month. Switch to a direct client (0% platform fee) and the same gross leaves you about €42,000/yr.
Platform fees compared
The platform you use changes your take-home as much as tax does. Fees are identical worldwide:
| Platform | Fee | You keep on €60k |
|---|---|---|
| Direct client | 0% | €60,000 |
| Guru | 9% | €54,600 |
| Upwork | 10% | €54,000 |
| Freelancer.com | 10% | €54,000 |
| Fiverr | 20% | €48,000 |
Amounts above are before tax — the calculator applies Spanish tax on top.
Frequently asked questions
How much is the autónomo quota?
Since 2023 it is income-based — roughly €230 to €500+ per month as earnings rise, with a reduced tarifa plana in the first months of activity.
Do I charge IVA?
Most services carry 21% IVA, charged and filed quarterly (modelo 303). Some non-EU and B2B EU sales are handled differently.
When do I pay my taxes?
IRPF is paid through quarterly instalments (modelo 130) and reconciled in the annual Renta declaration. Set aside ~30–35% of each invoice.
My situation is different — can I set my own rate?
Yes. The calculator lets you override the default with your exact effective rate (for your region, bracket or a gestor's figure) under the country selector.
Calculate your exact take-home
Enter your income, pick your platform, add deductible expenses and see your real net pay — per year, month, week and hour. Free, no signup.
Open the calculator →